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Visa Credit Card

As a not-for-profit financial institution, our goal is to bring our members the best financial products and trusted services with little or no cost. We want to make life better for our members and that shows in everything we produce, including our Visa credit card.

  • Unsecured Visa, check our low variable rates

  • Secured Visa, see the low variable rate

  • Limits up to $25,000

  • 25-day grace period 

  • No annual fee

  • No hidden charges

  • No cash advance fees

  • No balance transfer fees (restrictions may apply)

First-Time Borrower Visa Credit Card

We all have to start somewhere, right? And, it’s important to build a good credit history and learn the responsible use of credit early in life. That’s why we are here for our young adult members who are ready to become first time credit card users. Our First-Time Borrower Visa Credit Card is designed specifically for first-time borrowers who have not yet established a credit history.

Take advantage of:

  • Unsecured Visa, variable rate of 17.0% APR*

  • No annual fee - No hidden charges

  • No cash advance fees

  • 25-day grace period

Account Protection

  • We May Be Calling You.

    Click for more information.

    To protect your account, we monitor your credit and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S. issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. Our card processor fraud monitoring service may call about suspicious VISA transactions. These calls are valid. It is a service of the credit union to help control fraud and it is all right for you to discuss/confirm VISA activity. Of course, should you have any questions, you can always contact Fort Liberty Federal Credit Union during business hours.

    • Our automated call will ask you to verify recent transaction activity on your card.
    • You’ll be able to respond via your touch tone keypad.
    • You’ll also be provided with a toll-free number to call should you have additional questions.

    Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times. In the meantime, please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions. Here are some additional tips on protecting yourself from card fraud:

    Protect Yourself

    Unless absolutely required for a legitimate business purpose, avoid giving out your:

    • Address and ZIP code
    • Phone number
    • Date of birth
    • Social Security number
    • Card or account number
    • Card expiration date

    Your PIN is private; never give it out.

    In stores and at ATMs, always cover your card and PIN, and watch for:

    • Cell phone cameras, mirrors, or other tools used to view cards and PINs
    • People watching your transactions
    • Cashiers taking your card out of sight; take it to the register yourself

    Online, you should never respond to unsolicited emails that:

    • Ask you to verify your card or account number; such emails are not sent by legitimate businesses
    • People watching your transactions
    • Cashiers taking your card out of sight; take it to the register yourself
    • Link to websites; such sites can look legitimate but may collect data or put spyware on your computer
       

To Report Plastic Cards As Lost or Stolen

During normal business hours

After business hours